mortgage instrument meaning in English

质权证书, 抵押证书

At the same time that the author draws lessons from the above successful experience , he dissects the state of the art of mortgage market in china , therefore produces the thought of mortgage instruments design
在借鉴这些成功经验的同时，剖析国内现有住房抵押贷款的发放现状，产生了我国住房抵押贷款方式的设计思路。
" how to design the new mortgage products corresponding with chinese conditions ? " is the main thread of this study . centralizing on it , the author makes the systematic design for chinese mortgage instruments from four aspects including borrowers " risk bearablity , life - span theory , tendency of flexible payment and dodge inflation risk
笔者以“如何设计符合本国国情的新型住房抵押贷款方式”为论文主线，从贷款客户风险承受能力、生命周期理论、灵活还款趋势、规避通货膨胀风险等四个方面对我国住房抵押贷款进行了一个全方位的设计。